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Medicare supplement rate increases can have a drastic effect on what you pay for your traditional Medicare coverage. It is not uncommon for providers to raise rates by 30% or more, especially during times of economic trouble. In order to avoid drastic increases, it is important to be aware of the basics of Medicare Advantage Plans. In essence, they are two separate programs, but many people are confused between them. Advantage Plans were designed to fill in the gaps left by Medicare Parts A and B. There are several differences between these two programs, but most people do not realize that comparing Medigap insurance companies by rate increases is the best way to determine which plan is best for their individual situation.